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Better Home Loans


It feels good to be home – especially after you navigate the winding road of open houses, offers, mortgages and moving.

Choice Financial Mortgage Services offers a better way. Through our versatile home loan options, we can help you capture the pride of a new home. Let’s find a mortgage that fits you.

At Choice Financial Mortgage Services, you have a variety of home loan options:


  • First Time Home Buyer: Your first home brings anticipation – and perhaps a few fears. From pre-approval through closing, we’re there with programs designed for you.
  • Conventional, Conforming and Jumbo: Many buying or refinancing needs are met through conventional, conforming or jumbo loans. The right option depends on your loan needs, your income and credit history, and your down payment. We’ll identify what’s best for your situation.
  • FHA: If you need a lower down payment, or your credit history has a few flaws, an FHA loan may be right for you.
  • VA: VA loans are an attractive option if you’ve served (or currently serve) in the U.S. military. Your loan is backed by the Department of Veterans Affairs (VA).
  • Construction: Building a home brings so many decisions. With our construction loan programs, you can focus on floor plans, cabinets and paint colors – not your financing.
  • Home Equity Loans and Lines of Credit: Put your home equity to work with a line of credit or loan. Buy a new car, consolidate debt or make home improvements.
  • Vacation Home: Found the perfect summer lake cabin? Finance it through our vacation home options.
  • Investment Property: If you’re ready for an investment property venture, we’re your financing partner. Together, we’ll set you up for success.


*Certain restrictions may apply. Subject to credit approval. Institution ID #465995.

What to Expect When Buying a Home


If you know what to expect, it’s much easier to find the perfect home and financing option:

  • What do you need to do before you begin looking?
  • What does it mean to be pre-qualified?
  • What documents and information will your mortgage loan officer need to prepare your application?
  • What is mortgage underwriting?
  • Who do you need to notify when you move?


Mortgage Packet

Fortunately, we’ve created the perfect guide. Download our Mortgage Information Packet to follow throughout your home loan process. Combined with the guidance of your Choice loan officer, you’ll feel confident at every step.



Buying, building or refinancing?

Get a Custom Quote

Choice Financial Mortgage Services Team


Better Personal Loans


Whether you need everyday transportation, peace of mind, an improved financial situation, or you’re ready for that that dream fishing boat, Choice Financial offers better personal loan options.

Personal Loans

Maybe you have a stellar credit history, or perhaps you need to rely on your personal assets to secure a loan. Choice has you covered with secured and unsecured loan options. Plus, you get a preferred rate when your payment is automatically deducted from a checking account.*


Lines of Credit

Help your money work on your terms. This unsecured revolving line of credit lets you write yourself a loan whenever you need it. This convenient option is available with credit limits up to $25,000.*

Other Loan Options


  • Auto Loans: The keys can be yours with help from Choice. We offer great rates and options for new and used vehicles.
  • Vacation Loans: Relax on a tropical beach? Trek across Europe? We’ll help make it happen.
  • Ready Reserve: Gain flexibility for unexpected financial needs, avoid overdraft fees — or even splurge a little. With a Ready Reserve, you’re covered.


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*Certain restrictions may apply. Subject to credit approval.


Better Credit Cards


It’s always good to know your limit. Choose from a variety of card options with competitive terms that fit your spending needs.

  • College Rewards Visa®: No annual fee and earn points that can be redeemed for cash, gift certificates, merchandise and more.
  • Visa® Signature Rewards: 0% introductory rate and no annual fee add up to a great rewards card. Your purchases earn points that can be redeemed for cash, gift certificates, merchandise, travel and more!
  • Visa® Platinum: 0% introductory rate, no annual fee and many other card benefits. Designed for consumers interested in simplicity and convenience.

Get all the details on the various options available through Elan, our credit card partner.


Learn More and Apply Now

*Certain restrictions may apply. Subject to credit approval.