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Checking Options

Your checking account is a constant companion. It’s there for your weekly grocery trip, a night on the town, that special birthday gift or the occasional splurge.

Choice Financial offers a better way. We want to be your bank, so we created checking accounts that match your priorities – whether it’s simplicity, great rewards (like iTunes® gift cards), or the ability to earn interest.

Choice Basic

Best if you like things simple.
  • Over 26,000 Fee-Free ATMs.6
  • No Minimum Balance.
  • $100 Minimum Opening Deposit.
  • Online account opening capabilities (for customers 18 years and older).
  • Free ATM withdrawals at 26,000+ MoneyPass ATMs nationwide. Plus: Rebates on your first two non-MoneyPass ATM withdrawals per statement cycle.6
  • $50 to Refer A Friend.8
  • eStatements.10
  • Online Banking & Bill Pay.
  • Mobile Banking App.9
  • First pack of checks is free.1
  • Protection against fraud (if reported in a timely manner).
  • $60 in iTunes Rewards a Year.7
  • Over 26,000 Fee-Free ATMs.6
  • No Minimum Balance.
  • Online account opening capabilities (for customers 18 years and older).
  • Free ATM withdrawals at 26,000+ MoneyPass ATMs nationwide. Plus: Rebates on your first two non-MoneyPass ATM withdrawals per statement cycle.6
  • $50 to Refer A Friend.8
  • eStatements.10
  • Online Banking & Bill Pay.
  • Mobile Banking App.9
  • Protection against fraud (if reported in a timely manner).
  • Customers who meet the following requirements each month will receive a $5 iTunes® gift card reward paid in increments of $10. A minimum of two qualifying months must be met before a reward will be paid. You must: 7
     

    • Be enrolled in and receive monthly eStatements.
    • Be enrolled in Online Banking.
    • Have 10 Point of Sale (POS) Debit Card transactions per month.
    • Keep your account open and in good standing.

Choice Plus

Best if you want more for your money.
  • Earns Interest.2,4,5
  • Over 26,000 Fee-Free ATMs.6
  • $500 Minimum Opening Deposit.
  • Online account opening capabilities (for customers 18 years and older).
  • Free ATM withdrawals at 26,000+ MoneyPass ATMs nationwide. Plus: Rebates on your first two non-MoneyPass ATM withdrawals per statement cycle.6
  • $50 to Refer A Friend.8
  • eStatements.10
  • Online Banking & Bill Pay.
  • Mobile Banking App.9
  • Protection against fraud (if reported in a timely manner).
  • Tiered rate account.4
  • First pack of checks is free.1
  • You must maintain a daily collected balance of $500 to earn interest.3,4,5
  • No annual fee for overdraft protection for the first year.2
  • Complimentary notary service, money orders and cashiers checks.
  • Preferred rate on loans when your payment is automatically deducted from a checking account.1,2
  • Preferred rate on CDs.1

Refer a Friend to Choice Checking

 

When you tell a friend how much you love your Choice personal checking account, and they open a personal checking account of their own, we’ll reward you both with $50. 8

To redeem your rewards, your friend simply needs to complete an automatic deposit or withdrawal. Then we’ll deposit $50 into your account and theirs. It really is that easy.

 

Refer A Friend

 

Certain restrictions may apply. 2Subject to credit approval. Interest is compounded and credited monthly on checking accounts. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example: checks).  Rates subject to change at any time. You may be charged a foreign ATM fee. Choice Financial will refund the first two non-MoneyPass withdrawals per statement cycle.  The account must remain open and in good standing. A maximum of $70 in rewards may be earned in the first calendar year the account is open and $60 in rewards each following calendar year. 8 $50 will be deposited to this account at opening upon the enrollment of an automatic deposit or automatic withdrawal. Some fees may be assessed by your Mobile Service Provider. 10 A paper statement fee of $2.00 will be charged each month if selected. The fee will be waived for electronic statements.