Dreaming big? We’re here for you at every step.

Break into a new market, expand your factory or grow your main street business.

Choice Financial offers a better way with comprehensive business loan options. As your local bank, we think like you do – and we’re ready to be your business partner and we support your success. Together, let’s grow your business and our communities.

  • SBA Loans: SBA loans are our specialty and can be ideal for small businesses. Many programs are available – together we’ll determine your best options.
  • Business Development Loans: We guide businesses like yours through the various business development loan programs available in our state and region.
  • Lines of Credit: A line of credit can help you manage cash flow, make necessary purchases and adapt to changing needs. Gain access to cash, when and where you need it.
  • Equipment Financing/Leasing: Rely on Choice Financial when you’re ready to upgrade your equipment. We’re ready to discuss your financing and leasing alternatives.
  • Construction: Build your business for tomorrow – and beyond – with our commercial construction financing. We want to fuel your growth.
  • Real Estate: Purchase or refinance your property with a local, community-minded bank. Benefit from our local decision-making and personal service.
  • Inventory: Maintain your ideal inventory – or adjust for seasonal needs. With an inventory loan, you’ll be prepared to keep your customers coming back.
  • Expansion: If you’re ready for new locations, new products or new markets, Choice is your banking partner. Let’s talk about your long-term plans.


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Business Credit Cards

Choice comes in business credit cards: Choose from a variety of card options with competitive terms to fit the needs of your growing business.

  • Visa® Business Cash Card: Earn cash back every time you use your card: 3% on office supply store net purchases and phone/internet services, 2% on restaurant and gas net purchases, and 1% on all other eligible net purchases, plus get $25 cash back after your first purchase.
  • Visa® Business Real Rewards Card: Watch your rewards add up fast with 1.5 points for every $1 you spend on eligible net purchases. Plus get 2,500 bonus rewards points awarded after your first purchase. 
  • Visa® Business Real Rewards PLUS Card: Watch your rewards add up even faster with 3 points for every $1 you spend in the category you spend the most on—cellular phone services, hotel, and airline; earn 1.5 points for ever $1 spent on all other eligible net purchases. Plus get 20,000 bonus rewards points after you spend $2,000 in the first 3 months. $0 introductory annual fee for the first year. After that, $99.
  • Visa® Business Card: Save on interest with an extended introductory rate and pay down other credit card balances faster.

*Certain restrictions may apply. Subject to credit approval.

1 – Reward points can be redeemed as a cash deposit to a checking or savings account or as a statement credit to your credit card account. First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances. The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., MasterCard International Incorporated, and American Express. MasterCard is a registered trademark of MasterCard International Incorporated. American Express is a federally registered service mark of American Express.