We’ve become a leading ag bank, one grower at a time.Visit a Location
Your Ag Bank
We know that farming is your livelihood and your lifestyle. You expect your bank to share your commitment to the land.
Choice Financial offers a better way. As your local bank, we’ll strive to fully understand your farm operation. It’s our best way to serve you – and support your ongoing success.
From Wahpeton to Walhalla and beyond, we serve some of the region’s top-producing growers:
- Named the #1 ag lender in North Dakota (FDIC/ABA data as of Q12014 and Q42011).
- We insure nearly 500,000 acres of total crop.
- Our agriculture loan portfolio exceeds $275 million.
- Seasonal Operating Loans: We understand the seasonality of your farming operation, and our operating loans help you manage your cash flow.
- Equipment Financing/Leasing: No matter what you raise, your machinery and equipment are critical to your success. We offer flexible financing and rates.
- Real Estate Loans: Purchase or refinance your land with a true banking partner who makes decisions faster than big banks.
- Livestock Purchase Options: Whether you’re a small rancher or a large operation, we’ll help you expand the herd with rates and terms that match your seasonal needs.
- Farm Service Agency Programs: FSA-backed loan programs are an attractive option for many growers. With our strong partnership and knowledge of their options, we’ll review your needs and find the right fit.
- Bank of North Dakota (BND): We partner with BND for beginning farmer loans, PACE loan programs and more.
Certain restrictions may apply. Subject to credit approval.
“Choice Financial makes things easy to understand, and they follow through with results. They understand agriculture and provide valuable insight into both insurance and finance from a common sense, bottom line standpoint. Choice is able to take their knowledge gained from working with many operations and use it to benefit each customer individually.”Greg Campbell Partner, Campbell Farms
If you’re an ag producer, your land is your life. We offer farm and multi-peril hail insurance for your ag needs. We also understand that your home, buildings, machinery and equipment are vulnerable to our weather, theft and other unpredictable events.
Choice offers better ag insurance. Get the base protection you need, and pair it with the optional coverage that’s best for your farm or ranch.
Products sold through our Insurance department are: NOT A DEPOSIT • NOT FDIC INSURED BY ANY FEDERAL GOVERNMENT AGENCY • NOT GUARANTEED BY THE BANK • MAY GO DOWN IN VALUE
Deferred Sales Contracts
We know how important financial planning for your business is to you. That’s why we now offer assistance in deferring your income from one tax year to the next on commodity sales. Contact your local ag banker for more information.