Your smartphone never leaves your side.
Neither do we.

Online Services

Choice Financial is Your Bank


It’s time to make those financial decisions you’ve put off. To sort through your banking options. To bring greater convenience and peace of mind to your life. To plan for a brighter future.

Choice Financial offers a better way. We deliver the hometown service you expect, backed by services you might think only the big banks can offer.

We offer personal banking, business banking, agribusiness services and health savings accounts. You’ll find us in 10 communities across eastern North Dakota and southern Minnesota.

Midwestern Values

Our region values integrity, common-sense decisions and the strength of our communities. Choice Financial shares your beliefs. When our customers and communities thrive, we all grow together.

Independently Owned

Local ownership. Swift decision making. Investment in our communities. Employees who are in it together. It all adds up to authentic community banking.

Two Great Banks Coming Together

Choice recently announced the acquisition of Great Plains National Bank (GPNB) headquartered in Belfield, ND. Like Choice, GPNB is a community-focused bank with strong connections to the communities and customers they serve. We are excited to expand into these great communities in southern and western North Dakota and offer more products and services to the customers of Belfield, Dickinson, South Heart, LaMoure and Ellendale. More info.

Services You Want

  • ATM Fee Refunds

    Find your shortest path to cash without worrying about fees. For personal checking accounts, Choice will immediately refund your ATM fees – up to $20 per statement cycle.

    Open a ChoiceTunes Account
    Checking for Individuals

  • Bill Pay

    Conquer your pile of bills in record time. With our free Bill Pay service, your finances are less overwhelming. Enroll in Online Banking and use Bill Pay immediately.

    Online Banking for Individuals

  • Health Savings Accounts

    You’ve heard the buzz about health savings accounts. Do they make sense for you or your business? We’ll review the options.

    HSA for Individuals
    HSA for Businesses

We’re here to help you feel more confident about your finances—and your life. You won't encounter any slick presentations or high-pressure tactics. Instead, we'll help plan your financial future, answer your questions and earn your trust.

Committed to Community

For us, community involvement isn’t an obligation. It’s part of who we are, as individuals and as an organization.

We encourage our employees to share random acts of kindness. When the local food bank needs volunteers, we step up. When local nonprofits need financial support, our employees and customers pitch in. To help save our local theaters, we organize fundraisers.

Learn what’s happening in your community by following us on Facebook.

  • Choice Health & Fitness

    We proudly sponsor Choice Health & Fitness, a wellness facility in Grand Forks. It brings greater health and happiness to the region – and we offer an exclusive checking account to members.

    Open a ChoiceFit Checking Account
    Visit Choice Health & Fitness

  • Junior Bank Board

    Today’s high school students are tomorrow’s business leaders. Our Junior Bank Board program helps students learn about our businesses, communities and economy. Email us to learn more.

  • Money Matter$

    NDSU and Choice team up to sponsor Money Matter$, a financial literacy program for high school and college students. Participants learn valuable money management skills. Contact Kristina Holtgard at (701) 356-9700.

Choice Careers – Join the Team!

It takes great talent – and great people – to serve our Choice customers. And our growth opportunities, culture and benefits are top-notch. Others have noticed: In Grand Forks and Fargo, we’ve been honored as a best place to work for young professionals.

View our current openings, check out our employee benefits and apply online.