Your smartphone never leaves your side.
Neither do we.
Choice Financial is Your Bank
It’s time to make those financial decisions you’ve put off. To sort through your banking options. To bring greater convenience and peace of mind to your life. To plan for a brighter future.
Choice Financial offers a better way. We deliver the hometown service you expect, backed by services you might think only the big banks can offer.
We offer personal banking, business banking, agribusiness services and health savings accounts. You’ll find us in 15 communities across North Dakota and southern Minnesota.
Our region values integrity, common-sense decisions and the strength of our communities. Choice Financial shares your beliefs. When our customers and communities thrive, we all grow together.
Local ownership. Swift decision making. Investment in our communities. Employees who are in it together. It all adds up to authentic community banking.
Help us welcome Northland Financial to the Choice Family!
Choice Financial recently announced that it is acquiring Northland Financial with locations in Bismarck, Medina and Steele, pending regulatory approval. This partnership will bring together two teams with a shared values system – one that demonstrates commitment to customers, communities and each other. Customers will have access to 19 locations in North Dakota and served by 250 team members across our great state.
Services You Want
Refer a Friend
You made a good Choice; we’ll help you share it with others. When your friend opens a personal checking account, we’ll reward you both with $50.
On the go? With our mobile banking options, your Choice Financial accounts are always within reach. We’ll help get you back to work or fun.
We’ll support your search for the perfect fixer-upper, more space for your growing family, or your retirement property. With a mortgage that fits, you’ll feel the pride of a new home.
26,000+ Fee-Free ATMs
Over 26,000 surcharge-free ATMs nationwide with the MoneyPass network. Plus—we’ll refund your first two non-MoneyPass ATMs fees per statement cycle.
Pay anyone for anything, manage your bills, transfer funds, set-up alerts, and track your savings 24/7.
Health Savings Accounts
You’ve heard the buzz about health savings accounts. Do they make sense for you or your business? We’ll review the options.
We’re here to help you feel more confident about your finances—and your life. You won't encounter any slick presentations or high-pressure tactics. Instead, we'll help plan your financial future, answer your questions and earn your trust.
Committed to Community
For us, community involvement is a part of who we are, as individuals and as an organization.
We encourage our team members to share random acts of kindness. When the local food bank needs volunteers, we step up. When local nonprofits need financial support, our team members and customers pitch in. To help save our local theaters, we organize fundraisers.
Learn what’s happening in your community by following us on Facebook.
Choice Health & Fitness
We proudly sponsor Choice Health & Fitness, a wellness facility in Grand Forks. It brings greater health and happiness to the region – and we offer an exclusive checking account to members.
Junior Bank Board
Today’s high school students are tomorrow’s business leaders. Our Junior Bank Board program helps students learn about our businesses, communities and economy. Email us to learn more.
Kindness is a Choice Program
We believe Kindness is a Choice and one kind act can lead to another. Our team members are empowered to share random acts of kindness to better our communities through our Kindness is a Choice Program.
Choice Careers – Join the Team!
It takes great talent – and great people – to serve our Choice customers. And our growth opportunities, culture and benefits are top-notch. Others have noticed: In Grand Forks and Fargo, we’ve been honored as a best place to work for young professionals.
View our current openings, check out our employee benefits and apply online.